How We Work with Small & Medium-Sized Businesses
At Navigate Agency, we believe in full transparency and honest, informed advice-not simply making a sale. We're focused on building lasting relationships based on trust, value, and doing what's right for your business.
That's why we begin every relationship with an open conversation and a thorough review of your current insurance program. Our goal is to help you understand where you stand and identify opportunities to improve your coverage, lower costs, or both.
We may not always be the right fit, and if that's the case, we'll be upfront about it. If you already have a strong, long-term relationship with your current carrier and your coverage is meeting your needs at a fair price, we'll tell you so-because transparency means giving you the truth, not a sales pitch.
If we do identify gaps, inefficiencies, or opportunities for better coverage that align with your business goals, we'll present them clearly-explaining coverage details, costs, and benefits so you can make an informed decision.
No pressure. No gimmicks. Just straightforward advice with your best interest in mind. Let's start the conversation. Contact us today for a no-obligation review!
Commercial Insurance
North Carolina
For people looking to be their bosses or acquire that extra income, having a business can help you achieve this. When you are a boss, you have to take many responsibilities, including insuring it. With the right policy, commercial insurance can help you from going through a financial loss. It can also help you get financing, as most lenders often require it. If you are not sure which policy is right for you, Navigate Agency, serving the people of Greensboro, NC, takes you through the various types of commercial insurance in the market.
Commercial General Liability Insurance
This policy protects you and your business from financial loss if you are found liable for personal injury and property damage caused by your business operations. This can be a customer tripping and getting injured because of loose flooring. It could also be your employee accidentally leaving a tap on a client’s home, which ends up causing damage, or a lawsuit filed against the business for things like a wrongful advertisement.
Workers' Compensation Insurance
This policy is necessary for any company with employees. Suppose they suffer a work-related injury and end up in the hospital or lose their lives. In that case, the policy will cover medical expenses or provide death benefits for the family left behind.
Commercial Auto Insurance
The policy protects you and your employees when driving a company vehicle. It can cover bodily injury and property damage claims after an accident where you were at fault.
Commercial Property Insurance
To protect the business’s property, including inventory, furniture, tools, and equipment, you should consider this policy. It helps protect company property from risks like fire, theft, and vandalism. If they are exposed to any covered risks, your policy will help repair or replace those items.
Helping You Navigate Commercial Insurance
Business owners in North Carolina looking to learn more about their insurance options can reach out to Navigate Agency in Greensboro, NC. We have knowledgeable agents that will analyze your business needs and help you tailor the right policy for you.
