North Carolina law requires every driver to carry auto insurance. Therefore, the question is not whether or not you need auto insurance but which coverage and company is right for you. The quickest and most efficient way to know the coverage you need is to jump on a call with one of our team members. Until then, here are several types of auto insurance to consider.
If you’re involved in an auto accident and deemed “at fault,” liability insurance coverage helps cover the costs of the other driver's property and bodily injuries, keeping you from diving into your own pocket to cover the expenses.
Comprehensive insurance helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive insurance covers damage to your vehicle from perils like theft, hail, fire, and vandalism.
Collision coverage helps pay for the cost of repairs to your vehicle if it's hit by another vehicle. It may also help with the cost of repairs if you hit another vehicle or object.
Just like it sounds, uninsured and underinsurance insurance coverage helps pay for damages caused by a driver who doesn't have car insurance or a driver who doesn’t have enough insurance to cover your expenses.
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