At Navigate Agency, we want you to have peace of mind knowing your home is protected against unforeseen risks like fire, flood, wind, theft, vandalism, and more. So whether you’re a new homeowner needing coverage for the first time or a seasoned North Carolina resident simply shopping for the best rates, here are a few home insurance products to consider.
Dwelling insurance coverage helps rebuild or pay for repairs to your home's physical structure — and any other physical structures attached to your home, such as a garage or shed. Making sure you have minimum sufficient coverage-Reconstruction costs have increased significantly this year-Is paramount! We can help with that.
Property insurance coverage protects your personal belongings inside your home, including furniture, appliances, clothes, electronics, and jewelry. If your personal property is exposed to a covered peril, property insurance coverage helps you repair or replace these items.
Loss of use coverage helps pay for costs you might incur for added housing and living expenses should an event make your house temporarily uninhabitable.
Personal liability coverage helps pay for claims made by others for which you are legally responsible. Personal liability may cover medical bills, legal fees, property damage, and injury claims.
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